Was hit by a driver with a suspended license (FELONY HIT & RUN) 'totaling out' my 1997 Suburban.I had 'added the suburban to my existing policy' when I purchased it last year.
That policy was on my 1968 Corvette. It included 'FULL COVERAGE' , COMPREHENSIVE & COLLISION (with a 500.00 deductible). I also had 'EMERGENCY TOWING' coverage. Turns out if you elect for FULL COVERAGE with GEICO then you can't have 'UNINSURED MOTORIST' coverage- 'DOUBLE COVERAGE' they say!
Not allowed! After diligently reporting the accident I was told I had 'NO COLLISION OR UNINSURED MOTORIST' coverage. HUH??? My car being DEMOLISHED BY ANOTHER (AT FAULT) MOTORIST was not what they consider an 'emergency' so they won't even cover the towing I HAD TO PAY OUT OF POCKET (TWICE) once to the tow yard, then to my house!
I have NEVER 'filed a claim' in my life and I could have easily 'yelled WHIPLASH!' but I DID NOT! Why do I have automobile insurance? NOT FOR THIS KIND OF TREATMENT!
I would think TWICE before buying ANY INSURANCE from GEICO!('GIVING EVERY INDIVIDUAL *** IN THE ***')
Reason of review: DENIAL OF COVERAGE.
Monetary Loss: $2500.
Preferred solution: I WANT THE PUBLIC TO HEAR ABOUT IT!.